How distributable is your DB surplus?

Surplus Management Framework - Diagnostic Tool

Use our interactive diagnostic to explore how your scheme’s financial position, investment strategy, time horizon, and sponsor covenant influence its capacity to distribute surplus.

This simple tool provides an illustrative assessment to help you understand where your scheme might sit on the “surplus distributability” spectrum — from constrained to strategically flexible.

Try it now.

Enter your inputs directly into the embedded diagnostic below.

Your responses are processed securely within your browser session and no data is stored, transmitted, or shared.

⚠️ Important notice:This diagnostic is provided for illustrative and educational purposes only. It does not constitute financial advice, nor should any reliance be placed on the results. For a more detailed analysis specific to your circumstances, please contact us to arrange a discussion.

About Us

We are a UK-based advisory firm specialising in enhancing investment governance for institutional investors, including defined benefit pension schemes, charities, and endowments.

We help asset owners to improve investment effectiveness and align risk with long-term objectives, while also helping asset managers tailor offerings to institutional needs. Applying our proprietary "3D approach" - of Discovery, Development, and Delivery - we address challenges such as surplus management, liquidity alignment, and strategic governance.

Additionally, we offer board-level support through non-executive director and strategic advisory services.

If you would like to further explore how we can help in your specific case, please contact Charles Marandu at charles@synthesis-enterprise.com.  

© Synthesis Enterprise Solutions, 2025